First Central

GET: https://api.creditchek.africa/v1/credit/first-central?bvn=12345678901

Sample request BVN: 12345678901 and 98765432101

Request Parameters

Name	Position	Required	Description
token	Headers	True	app public key
bvn	query	True	user bvn

Example Request

---
curl --location --request GET 'https://api.creditchek.africa/v1/credit/first-central?bvn=12345678901' \
--header 'token: {{token}}'
---

Response

{
  "status": true,
  "data": {
    "_id": "62a4c8xxxxxxxxxx34f596ce",
    "bvn": "12345678901",
    "customerId": "556xxxx67",
    "businessId": "6289xxxxxxxx13f4d10f",
    "name": "John Doe",
    "phone": "081123467890",
    "gender": "Male",
    "dateOfBirth": "12/05/1988",
    "address": "49 Afolobi Brown Street Akoka Yaba Lagos",
    "email": "",
    "searchedDate": "2022-07-06T08:42:04.499Z",
    "score": {
      "totalNoOfDelinquentFacilities": 0,
      "totalNoOfLoans": 7,
      "totalNoOfActiveLoans": 1,
      "totalNoOfClosedLoans": 6,
      "maxNoOfDays": 0,
      "totalNoOfInstitutions": 4,
      "totalOverdue": "200,943.00",
      "totalBorrowed": 2010000,
      "highestLoanAmount": 1000000,
      "totalOutstanding": "200,943.00",
      "totalMonthlyInstallment": "327,471.00",
      "totalNoOfOverdueAccounts": "1",
      "totalNoOfPerformingLoans": 7,
      "firstCentralEnquiryResultID": "15349215",
      "firstCentralEnquiryEngineID": "178456403",
      "loanPerformance": false,
      "creditEnquiries": false,
      "loanHistory": false
    }
  },
  "message": "Request successful",
  "error": false
}

No credit data found for the bvn

{
  "status": false,
  "message": "No credit data available for this borrower",
  "error": true,
  "data": {}
}